Keep Members Informed and Loans Repaid on Time

Loan repayment reminders, AGM notices, deposit confirmations and dividend announcements, sent by SMS to every member in minutes. From UGX 20 per SMS.

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What SACCOs use it for

Members read SMS the same day. Use it for the messages that protect your portfolio and keep members engaged.

Loan repayment remindersSend a friendly reminder before the due date so fewer loans slip into arrears.
AGM and meeting noticesTell every member the date, time and venue, and share the Zoom link when the meeting is online.
Deposits and balancesConfirm contributions received, or send each member their own balance from a CSV.
AnnouncementsDividend dates, new products, office closures and policy changes reach everyone at once.

Message templates you can copy

Replace the words in brackets. Each message fits in a single SMS, so you pay for one message per member.

Repayment reminder

Dear [Name], your [SACCO] loan instalment of UGX [Amount] is due on [Date]. Please pay on time. Thank you.

AGM notice

[SACCO] AGM on [Date] at [Time], [Venue]. Your attendance is important. Call [Phone] for help.

Deposit received

Dear [Name], we received your deposit of UGX [Amount] on [Date]. New savings balance: UGX [Balance]. [SACCO]

Arrears follow-up

Dear [Name], your loan has an overdue amount of UGX [Amount]. Please contact [Phone] to arrange payment. [SACCO]

More ready-made messages are in our free SMS templates.

How it works

1. Create your accountFree, and you can start sending straight away.
2. Add your membersUpload a CSV or type numbers. Save groups, for example by branch or loan status.
3. Top upPay with MTN Mobile Money or Airtel Money. Credits do not expire.
4. Send or scheduleSend now, or schedule reminders for the morning before each due date.

Simple prices

The more you buy, the lower the rate per SMS. The rate applies to the whole bundle.

Bundle sizePrice per SMS
Up to 999 SMSUGX 35
1,000 to 9,999 SMSUGX 30
10,000 to 59,999 SMSUGX 25
60,000+ SMSUGX 20

Want members to see your SACCO's name as the sender? Read our sender ID guide.

Frequently asked questions

Can each member receive their own balance or amount due?

Yes. The personalized campaign tool sends a different message to each number from a CSV, with the name and amount filled in for each member.

Can we send the AGM notice on WhatsApp too?

Yes. Yoola SMS also supports approved WhatsApp message templates, including AGM notices. SMS reaches every phone, WhatsApp suits members who use it.

Can members see our SACCO name as the sender?

Yes. You can register your own sender ID with MTN and Airtel. You can start straight away under the shared YoolaSMS name while it is being approved.

How much does it cost to message all our members?

Multiply the number of members by the rate for your bundle. For example, 2,000 members at UGX 30 per SMS is UGX 60,000 for one message to everyone, as long as it fits in one SMS (160 characters).

How do we pay?

Top up your account with MTN Mobile Money or Airtel Money. Credits do not expire.

Send your first message today

Create a free account and try it with your own message.

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